.calculator-page{max-width:1180px;margin:0 auto;padding:clamp(40px,6vw,72px) 24px 88px}.calculator-breadcrumb{margin-bottom:clamp(38px,5vw,64px);font-size:.88rem;color:var(--muted)}.calculator-hero{max-width:880px;margin:0 0 clamp(44px,6vw,72px);text-align:left}.calculator-hero h1{max-width:820px;font-size:clamp(2.75rem,6vw,5.4rem);line-height:.96;letter-spacing:-.045em;margin:0 0 24px}.calculator-hero>p:not(.calculator-kicker){max-width:720px;margin:0;font-size:clamp(1.05rem,1.5vw,1.2rem);line-height:1.7;color:var(--muted)}.calculator-kicker{margin:0 0 16px;font-size:.76rem!important;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)!important}.calculator-hero__facts{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.calculator-hero__facts span{padding:8px 12px;border:1px solid var(--rule);border-radius:999px;background:var(--paper-raised);font-size:.78rem;font-weight:700;color:var(--ink)}.calculator-layout{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(290px,.75fr);gap:clamp(28px,4vw,48px);align-items:start}.calculator-card,.calculator-result,.calculator-explainer{background:var(--paper-raised);border:1px solid var(--rule);border-radius:22px;box-shadow:0 18px 50px rgba(24,24,20,.055)}.calculator-card{padding:clamp(24px,4vw,38px)}.calculator-card h2,.calculator-result h2{margin-top:0}.calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.calculator-field{display:flex;flex-direction:column;gap:8px}.calculator-field--wide{grid-column:1/-1}.calculator-field label,.calculator-field legend{font-weight:750;color:var(--ink)}.calculator-field small{font-size:.8rem;line-height:1.5;color:var(--muted)}.calculator-field small a,.calculator-option p a{font-weight:700;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}.calculator-field input,.calculator-field select{min-height:50px;padding:11px 13px;border-radius:10px}.calculator-options{margin:30px 0 0;padding:0;border:0}.calculator-options legend{font-size:1.05rem;font-weight:800;color:var(--ink)}.calculator-options__intro{max-width:650px;margin:7px 0 18px;font-size:.86rem;line-height:1.55;color:var(--muted)}.calculator-checks{display:grid;gap:12px}.calculator-option{padding:16px;border:1px solid var(--rule);border-radius:14px;background:var(--paper);transition:border-color .15s,background .15s,box-shadow .15s}.calculator-option:has(input:checked){border-color:var(--accent);background:var(--accent-soft);box-shadow:0 0 0 1px var(--accent)}.calculator-check{display:grid;grid-template-columns:24px 1fr;gap:12px;align-items:start;cursor:pointer}.calculator-check input[type=checkbox]{appearance:none;-webkit-appearance:none;display:grid;place-content:center;width:22px;height:22px;margin:2px 0 0;padding:0;border:2px solid #77766d;border-radius:6px;background:#fff;cursor:pointer}.calculator-check input[type=checkbox]::before{content:"";width:6px;height:11px;margin-top:-2px;border-right:3px solid #fff;border-bottom:3px solid #fff;transform:rotate(45deg) scale(0);transform-origin:center;transition:transform .12s ease}.calculator-check input[type=checkbox]:checked{border-color:var(--accent);background:var(--accent)}.calculator-check input[type=checkbox]:checked::before{transform:rotate(45deg) scale(1)}.calculator-check input[type=checkbox]:focus-visible{outline:3px solid rgba(0,117,106,.28);outline-offset:3px}.calculator-check strong,.calculator-check span{display:block}.calculator-check strong{margin-bottom:4px;font-size:.94rem;color:var(--ink)}.calculator-check span span{font-size:.83rem;line-height:1.5;color:var(--muted)}.calculator-option p{margin:10px 0 0 36px;font-size:.75rem;line-height:1.55;color:var(--muted)}#phd-type:not([hidden]){margin:0 0 0 36px;width:calc(100% - 36px)}.calculator-submit{width:100%;min-height:54px;margin-top:24px;border:0;border-radius:12px;background:var(--ink);color:#fff!important;font-weight:800;cursor:pointer}.calculator-submit:hover{background:var(--accent)}.calculator-suggestions{position:relative;z-index:3;display:grid;border:1px solid var(--rule);border-top:0;background:#fff}.calculator-suggestions:empty{display:none}.calculator-suggestion{padding:10px 12px;text-align:left;border:0;border-bottom:1px solid var(--rule);background:#fff;cursor:pointer}.calculator-suggestion:hover{background:var(--accent-soft)}.calculator-result{margin-top:28px;padding:clamp(24px,4vw,38px);outline:none}.calculator-result--error{border-left:4px solid #9b2c2c;background:#f8eceb}.calculator-result--manual{border-left:4px solid #b8860b;background:#fbf7eb}.calculator-amount{display:flex;justify-content:space-between;align-items:end;padding:18px 0;border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.calculator-amount strong{font-size:2rem}.calculator-table-wrap{overflow-x:auto}.calculator-result table{width:100%;border-collapse:collapse;margin:18px 0}.calculator-result th,.calculator-result td{padding:11px;border:1px solid var(--rule);text-align:left;font-size:.88rem}.calculator-method,.calculator-warning{font-size:.9rem;color:var(--muted)}.calculator-warning{padding:10px;border-left:3px solid #b8860b;background:#fbf7eb}.calculator-explainer{position:sticky;top:96px;padding:30px}.calculator-explainer h2{font-size:1.55rem}.calculator-explainer ul{padding-left:20px}.calculator-explainer li{margin-bottom:12px;line-height:1.55}.calculator-explainer p{font-size:.88rem;line-height:1.6;color:var(--muted)}.calculator-content{max-width:820px;margin:clamp(64px,8vw,96px) auto 0}.calculator-content h2{margin-top:46px}.calculator-content p,.calculator-content li{line-height:1.75}.calculator-source-note{padding:20px;border-left:3px solid var(--accent);background:var(--accent-soft)}@media(max-width:820px){.calculator-layout{grid-template-columns:1fr}.calculator-explainer{position:static}.calculator-grid{grid-template-columns:1fr}.calculator-field--wide{grid-column:auto}}@media(max-width:560px){.calculator-page{padding:34px 18px 64px}.calculator-breadcrumb{margin-bottom:34px}.calculator-hero{margin-bottom:38px}.calculator-hero h1{font-size:clamp(2.6rem,14vw,4rem)}.calculator-card,.calculator-result,.calculator-explainer{padding:21px;border-radius:16px}.calculator-option{padding:14px}.calculator-option p{margin-left:34px}.calculator-result th,.calculator-result td{padding:8px;font-size:.8rem}.calculator-amount{align-items:start;flex-direction:column;gap:8px}}